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Insider Insight to SME Finance With Covid Roadmap

As Boris Johnson announces his roadmap out of the Covid pandemic, lenders across the UK have taken this sign to green light future SME lending.

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As a result SME finance is set to return to pre-pandemic levels.

This is positive news for SME owners who need a cashflow injection to support their business’s growth over the forthcoming months.

Now, as the pandemic draws to a close and Government backed support winds down, SMEs are able to take advantage of some superb rates, terms and availability when it comes to SME finance. 

Lenders have spent the last 12 months constantly reviewing their offerings, wanting to actively support SME businesses.  Subsequently a whole range of funding possibilities have been developed and a huge choice of cashflow finance options have emerged, including:

  • Short and long term loans
  • Secured and unsecured Loan options
  • Stock finance
  • Asset finance
  • Bridging loans
  • Same day cashflow injections
  • Trade finance
  • Invoice factoring and invoice discounting

Interestingly, many lenders are also arranging finance to those businesses that either have been refused credit, have bad or no credit history – proving that finance providers are eager to lend and support SME and UK recovery.

SME growth and recovery can only be achieved with the right financial backing. Yet, just as essential as the right finance is the right source. A strong partnership between borrower and lender is crucial. Our skill is in matching not only the right finance for your business, but also matching the right provider making future lending support or changes to your agreement easier. 

Every business needs the right finance. Cashflow and working capital are vital, without them a business will not survive.   By having the right finance, a business can forecast properly, take advantage of growth opportunities, invest in it’s future, whilst having a cash buffer to overcome any unforeseen challenges. 

It’s a complete myth that only failing businesses need a business loan. The world’s most successful businesses regularly secure lending and take loans to enable them to further expand and to ensure a robust cashflow.  It’s a fact that, without cashflow, over 50% of SMEs fail within five years.

Over the last few months we have seen unprecedented amounts of SMEs asking for our help and advice in organising their finance – whether that is traditional lending or alternative finance. Thanks to our 100% independent status we are able to approach all UK lenders on your behalf. Our unrivalled expert knowledge means we know the most appropriate finance partner for your business and who is likely to give you an offer not a refusal.

We are not tied to any funders, contracts or targets so we are free to approach only those most suitable to your needs and we do not charge you for our services as we’re rewarded on a success basis by the lender. 

Now it’s time for your SME to grow – call me today and see just how easy it is to arrange targeted finance for your business.  My direct line is 07785 596053 or you can email me on carole@capitalcorporate.co.uk