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Calling All SMEs... struggling to access finance?

Well, you’re not alone. A whopping 55% of SME businesses are struggling to secure funding, according to recent research.
  • News

Well, you’re not alone. A whopping 55% of SME businesses are struggling to secure funding, according to recent research.

Cashflow is the lifeblood of any business. Not only does it cover the day-2-day expenses, but without cashflow and working capital there are no funds to support growth, expansion and development.

As an SME it is vital you have monies to invest – in machinery to boost efficiency, in people to boost productivity, in premises to boost output and stock/resources, in technologies to boost the supply of the latest advances, for example.

Yet, without the proper access to finance and funding how is this possible? The research has exposed how SME businesses, just like yours, either aren’t aware of all the funding options available to them – there are options way beyond traditional bank loans – or don’t have the education or inclination to find funding themselves. And who can blame them – it’s a ‘jungle out there’.

Instead, a company has stunted growth. It gets stuck in a rut. Its competitors leap ahead. Within a couple of years, said company becomes a sad statistic...

FACT: 20% of small businesses fail in their first year.
FACT: 30% of small businesses fail in their second year.
FACT: 50% of small businesses fail in their fifth year.

Why? Lack of cashflow, funding and investment.

Yet, help is at hand. Here at Capital Corporate Finance we are expert, independent brokers in securing businesses, large or small, the right funding. 100% independent we search the whole of the market to find you the very best deal – not only the best rates but the best finance option that suits your business. Did you know for example, businesses like yours can look at funding that includes:

  • Invoice finance (also known as factoring)

  • Peer to Peer Lending

  • Unsecured and secured loans

  • Enterprise finance guarantee scheme

  • Mezzanine finance

  • Overdrafts

  • Commercial loans

Our expertise, plus our reputation in the industry, means we often secure better rates and always faster turnaround times than you would secure yourself. What’s more, we can guide you through the jungle of technical jargon – we only speak in clear English!

We don’t charge fees – we are open, honest and transparent – we are remunerated by the lender you decide upon, unaffecting your application, terms or rates.

So move yourself out of the 55% of businesses who can’t get or don’t know how to get finance, and instead become one of the lucky 45%, who will, and as a result of the right finance thrive and prosper.

For more information on how Capital Corporate Finance can help your business through invoice factoring, peer to peer lending and banking, including overdrafts, cashflow loans, unsecured and secured loans and mezzanine finance, get in touch. Call 07785 596053 or email carole@capitalcorporate.co.uk