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Alternative Finance – Lack of Awareness with SMEs

Here at Capital Corporate Finance we often find that SMEs who come to us to help find them the right finance are unaware of the options available to them through alternative finance.
  • News

Many still believe that the only option is via traditional banking methods. If they are turned down, they then wrongly assume their access to funding has been severed.

Yet this couldn’t’ be further from the truth!

Much of our business is referred from banks (contrary to popular belief, most banks actually really want to help their customers, even if they can’t). The banks are not in a position to help the business, but they recommend us, as the UK’s truly independent broker - for over 25 years - to find alternative finance options. Our reputation precedes us – our contacts within the whole of the market are envied across the industry. And our often preferred rates and faster application times benefit businesses just like yours, up and down the UK.

In recent research, it was discovered, that whilst London SMEs were more aware of alternative options – around 50%, the rest of the UK’s knowledge was very limited – a mere 30%.

So ask yourself, do you know the alternative finance options available to you?

Chances are the answer is no.

So let us explain briefly, although for full details and what funding would suit your business, just give us a call on 07785 596053 or email carole@capitalcorporate.co.uk and we will take through your business needs and provide you with indicative, no obligation quotations that will meet your needs!

  • Invoice Finance
    A facility that advances payment on your invoices, up to 90%, within 24hours; regardless of late paying customers. The balance is paid once your customer has paid – which is chased on your behalf by your factoring partner, as if they were your own in-house credit control team. Ideal if you are looking to manage your cashflow, without borrowing, on monies a businesses is actually owed (but awaiting payment).

  • Peer to Peer Lending
    This type of lending is becoming extremely popular with SMEs, albeit hard to arrange directly as many SMEs find it complicated and confusing. Not with us arranging it on your behalf. It’s a cost effective way for your business to be matched to the very best lenders who are looking to support UK businesses.

  • Banking
    In over 20 years we’ve built up enviable relationship with UK and overseas banks to offer a variety of banking services, including overdrafts, commercial loans, enterprise finance guarantee schemes, cashflow loans and mezzanine finance.

  • Unsecured and Secured Loans
    Through our expert matching process each business is introduced, in a consultative manner, to the ideal lender. This means acceptance rates are far higher, turnaround times far quicker and rates far better than a business approaching a number of lenders, only to be turned down or charged to much as your business is not what the lender would normally look for. What’s more, there are no charges to set up the finance and the majority of loans arranged by us are penalty free if you settle the finance early.

For more information on how Capital Corporate Finance can help your business through invoice factoring, peer to peer lending and banking, including overdrafts, cashflow loans, unsecured and secured loans and mezzanine finance, get in touch. Call 07785 596053 or email carole@capitalcorporate.co.uk